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Handy personal loan calculator

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
Get started
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Amount
Amount + Interest
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.

How much can I afford?

I can afford

$0
4 Years
Select repayments type

Your input indicates possible affordability up to

$589,073.27

This is based on weekly payments of $2,000 for 7 years, at 6.3% interest. Click below to begin a finance application.

Get started

A quote won’t impact your credit score

4 Quick and Easy Steps to Securing Your Pre-approval

Take a preapproval with you for your next purchase

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Apply Online

Complete your application online. Submit all of the required documentation.
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Get pre-approval

Our dedicated team will come back to you within hours and provide you with the amount best suited for your needs.
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Make a plan

Think about when and how to make the most out of your loan – we’ll hold your funds for up to 3 months.
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Repay when ready

When you are ready to get started, settle your loan within as little as 24 hours.
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Removing barriers for what you need

Approval within seconds lets you buy what you want today.

  • Low rate

    Low Rates

    We’re committed to giving you the best and taking the stress out of borrowing, allowing you to enjoy life to the fullest.

  • Document

    No Hidden Fees

    Handy’s fees are completely transparent, giving you complete control over your finances.

  • Dollar

    Simple and Flexible

    Repay your loan however is best for you – weekly, fortnightly or monthly, for up to 7 years.

  • Circular clock

    Quick Applications

    An application process entirely online, with pre-approval in minutes.

Minimum Eligibility Criteria

Who can apply?

  • Must be over 18 years
  • Australian Permanent Resident or Australian Citizen
  • Must receive employment income
  • Must be for consumer use only

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A quote won’t impact your credit score

Handy Finance is an award-winning finance provider offering customers a range of personal loans, car loans, debt consolidation loans, home improvement loans and more. We offer loan amounts from $2,001 to $75,000, with loan terms up to 7 years (and up to 10 years for Green Loan purposes). Our personal loan rates are personalised to your unique circumstances, meaning that if you have an excellent credit history you will be rewarded with a lower rate on your personal loan.

Handy Finance can offer low-rate personal loans as it has invested heavily in technology so that it can reduce operating costs, provide faster decisions and provide personalised rates to customers. These savings are then passed on to customers in the form of lower rates. Customers can use a personal loans for any worthwhile purpose, with an outcome usually provided the same day of your enquiry. If you’re in need of some funds for your next big idea, click the ‘Get Started’ button to enquire today – a quote won’t impact your credit score.